## The Two QuickBooks CSV Formats
When importing bank transactions into QuickBooks, you have two CSV format options. Choosing the wrong one causes import errors.
3-Column Format
The simpler format with three columns:
Date,Description,Amount
01/15/2026,Payment - Vendor ABC,-100.00
01/16/2026,Deposit - Client XYZ,200.00**Use when:** - You want a simple import - Negative amounts represent withdrawals - Positive amounts represent deposits
4-Column Format
Separates credits and debits:
Date,Description,Credit,Debit
01/15/2026,Payment - Vendor ABC,,100.00
01/16/2026,Deposit - Client XYZ,200.00,**Use when:** - You prefer explicit debit/credit separation - Your workflow requires separate columns - You're matching specific accounting conventions
Which Should You Choose?
Both formats work in QuickBooks. The 3-column format is simpler and reduces errors. The 4-column format provides clearer categorization.
StatementBridge exports both formats — just select your preference when downloading.